How Lump works

Lump turns a single deposit into a stream of guaranteed daily payments. Choose how much you want to receive each day, pick a duration, fund it once, and watch it arrive every morning.

How much can I receive each day?

Between $5 and $300 per day, in $5 increments.

How long can a Lump last?

From 3 to 30 days. You choose the start date and the duration.

When are deposits delivered?

Every morning before 8 AM ET, until your Lump is complete.

Can I send deposits to someone else?

Yes. Just tell us which Interac email address to send the deposits to — it doesn't have to be your own.

How can I fund my Lump?

Through Interac e-Transfer (send or request), credit/debit cards (Visa, Mastercard), Google Pay, Apple Pay, Link, or buy-now-pay-later with Klarna or Afterpay.

Can I cancel a Lump?

Yes. You can cancel any time and receive your unused funds back without penalties.

Is Lump regulated?

Yes. Lump Financial Services is registered with FINTRAC, Canada's Financial Intelligence Unit.